Believe it or not, you and your clients have an estate. Your estate is composed of everything you own—your car, home, other real estate, checking and savings accounts, investments, life insurance, furniture, iPhone, laptop and other personal possessions. And, as they say, no matter how large or how modest the estate, you can’t take it with you.

The COVID-19 crisis has brought a keen awareness of our own mortality. Regardless of your age or health status, the pandemic has highlighted the importance of estate planning. Now is the time to make sure you have clearly documented your wishes for distribution of your assets and personal property; for your medical care in the event that you’re incapacitated; and for the disposition of your final remains. Not many people want to contemplate their death, but COVID-19 has reminded us that it’s important for everyone—young or old, sick or healthy—to think these things through.